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Lower class (occasionally described as working class) are those employed in low-paying wage jobs with very little economic security. The term "lower class" also refers to persons with low income.

The working class is sometimes separated into those who are employed but lacking financial security (the "working poor") and an underclass—those who are long-term unemployed and/or homeless, especially those receiving welfare from the state. The latter is today considered analogous to the Marxist term "lumpenproletariat". However, during the time of Marx's writing the lumpenproletariat referred to those in dire poverty; such as the homeless. Members of the working class are sometimes called blue-collar workers.

Most prisoners fall into the lower class unless they have substantial savings or significant passive income while incarcerated.

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